Legal Disclaimer

December 2009

Please be advised that I am not a lender. If I do write something it’s as a commentator who happens to be very familiar with the industry. Also, please be aware that much of the content on this site was written when I was in the business.  A lot has changed in the industry since it was written. Please take it with a grain of salt. Consult a licensed lender in your area for any mortgage advice.

This is a personal web site, reflecting the opinions of its author. Statements on this site do not represent the views or policies of anyone other than myself or the post author.

The information on this site is provided for discussion purposes only, and are not recommendations for mortgage financing. Nothing in this website shall be construed as an offer to enter into a loan agreement, purchase a home, or take any action whatsoever.

Due to the nature of this website, typo’s, errors, and unintentional misstatements of fact may occur. In no event shall the publisher of this website and any affiliates be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this website, whether based on contract, tort, strict liability or otherwise.

Thank you.


This site is for informational purposes only. It is not sponsored or in any way affiliated with the government. If you are in need of a mortgage loan, consult with a licensed mortgage professional. All fair housing and equal housing opportunity laws apply when applying for a mortgage or buying a home. Copyright 2012.