Mortgage Market Update: Applications Up, Rates Down

The doom and gloom from the last few weeks is giving way to this bit of positive news today (from Bloomberg):

The Mortgage Bankers Association’s index of applications to buy a home or refinance a loan jumped 8.1 percent to 656.5 from 607.1 the prior week. A gauge of demand for credit for home purchases rose 7.4 percent, and the average rate on a 30-year fixed mortgage fell for the fourth consecutive week, the group said today.

I honestly don’t know when the MBA collects its data or how it measures applications.  However, this is positive news and I can attest that we still seem to take application at the same pace as early this year.

If this kind of good news bad news confuses you then The Big Picture has some pretty cool quotes to help explain the recent events. My favorite:

“If you owe the bank $100 that’s your problem. If you owe the bank $100 million, that’s the bank’s problem.”
— JP Getty

Read the full list of quotes here.

This site is for informational purposes only. It is not sponsored or in any way affiliated with the government. If you are in need of a mortgage loan, consult with a licensed mortgage professional. All fair housing and equal housing opportunity laws apply when applying for a mortgage or buying a home. Copyright 2012.